Kristel Raidla-
Talur
Partner / Estonia
 
about

Kristel Raidla-Talur is a Partner and Co-Chair of the Banking & Finance practice group at COBALT Estonia. She advises clients mainly on venture capital and other financing transactions as well as fund formation matters. Kristel also has extensive experience in financial regulatory matters, including in relation with operating licences of banks, payment institutions, credit providers, fund managers and other financial institutions as well as requirements applicable to their activities.

Kristel is continuously advising Karma Ventures, Rubylight and other investment funds on their investments in Europe, USA and elsewhere. Kristel has also led the pan-Baltic team of COBALT in several major assignments involving Luminor Bank by acting for DNB Bank in the process of combining the Baltic operations of DNB Bank and Nordea Bank for the purpose of creation of Luminor, continuing supporting Luminor in the cross-border merger of its Baltic banking entities and advising DNB, Nordea and Luminor in the sale of Luminor’s majority stake to Blackstone.

Kristel is a member of the Estonian Bar Association since 2004. She serves as a member of the Legal Committee of the Estonian Private Equity and Venture Capital Association (EstVCA). Kristel is also a member of the Management Board of COBALT Estonia.

 
recognition
  • Capital Markets, Banking, M&A, Highly regarded, IFLR 1000 2021
  • Banking, Finance, and Capital Markets - Leading Individual, Legal 500 2021
  • Capital Markets, Banking, M&A – Highly Regarded, IFLR 1000 2020
  • Banking, Finance, and Capital Markets – Leading Individual, Legal 500 2020
  • Banking & Finance – Ranked Lawyer, Chambers Europe 2019
  • Corporate/Commercial – Ranked Lawyer, Chambers Europe 2019
 
cv
Languages
Estonian, English

Education & membership
  • LL.M, University of Cambridge, England (2006)
  • MA cum laude, Institute of Law of Tartu University, Estonia (2003)
  • Member of the Estonian Bar Association (since 2004)
  • Member of the board of the Estonian Private Equity and Venture Capital Association (2017-2019)


Publications
 
experience
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  • 2021 — 03 — 02
    COBALT advised Earlybird Digital East Fund on investment in Binalyze
  • 2021 — 02 — 26
    COBALT advised Karma Ventures on follow-on investment in CGTrader
  • 2021 — 02 — 08
    COBALT advised Swedbank on evaluating structural changes at the Baltic level
  • 2021 — 02 — 02
    COBALT advised Change Ventures on investing in INZMO
  • 2021 — 01 — 05
    COBALT advised Change Ventures on investment in Fyma
  • 2020 — 11 — 06
    COBALT advised 3Commas on raising $3 million in series A funding
  • 2020 — 11 — 03
    COBALT advised Passion Capital’s investment into warren.io
  • 2020 — 07 — 29
    COBALT advised Rubylight on investment in Tandem
  • 2020 — 07 — 16
    COBALT advised Karma Ventures and byFounders on investment in Lucinity
  • 2020 — 06 — 22
    COBALT advised Change Ventures’ seed investment into Planet42
  • 2020 — 06 — 03
    COBALT advised APX’s investment into Haslle
  • 2020 — 05 — 07
    COBALT advised Change Ventures on investment in fintech startup askRobin
  • 2020 — 04 — 09
    COBALT advised APX’s investment into Marine Digital
  • 2020 — 02 — 13
    COBALT advised SEB life insurance undertakings on cross-border merger in the Baltics
  • 2020 — 02 — 04
    COBALT advised Change Ventures on investing in 99math
  • 2020 — 01 — 20
    COBALT advised EIB on giving EUR 50 million venture debt facility to Bolt
  • 2019 — 12 — 06
    COBALT advised Karma Ventures on follow-on investment in MeetFrank
  • 2019 — 12 — 05
    COBALT Advised Salv on Raising $2 Million in Seed Funding
  • 2019 — 09 — 30
    COBALT advised Luminor, Nordea and DNB on closing transaction with Blackstone
  • 2019 — 09 — 12
    COBALT advised inHouse Pay AS on obtaining an e-money institution license
  • 2019 — 08 — 16
    COBALT advised Karma Ventures on investing in Commsignia
  • 2019 — 07 — 15
    COBALT advised Karma Ventures on series A round investment in Xolo
  • 2019 — 06 — 06
    COBALT advised Karma Ventures on investment in Infermedica
  • 2019 — 05 — 20
    COBALT advised Karma Ventures on series A round investment in Sonarworks
  • 2019 — 02 — 11
    COBALT advised European Investment Bank on EUR 12 million loan to Elcogen
  • 2019 — 01 — 04
    COBALT advised Luminor on cross-border merger
  • 2018 — 11 — 02
    COBALT advised on the merger between Ha Serv and Thermory
  • 2018 — 09 — 13
    COBALT advised Luminor on EUR 1 billion majority stake acquisition by Blackstone
  • 2018 — 07 — 09
    COBALT advised EBRD on investing in BaltCap
  • 2018 — 07 — 04
    COBALT advised Luminor on obtaining ECB approval for cross-border merger in the Baltics
  • 2018 — 07 — 04
    COBALT advised Karma Ventures on investing in MeetFrank
  • 2018 — 05 — 31
    COBALT advised Morgan Stanley in connection with the financing of the acquisition and takeover bid of Olympic Entertainment Group shares
  • 2018 — 05 — 23
    COBALT advised Karma Ventures on its investment in Realeyes
  • 2018 — 05 — 02
    COBALT advised AS Kawe Kapital on obtaining an activity licence of investment firm
  • 2018 — 03 — 02
    COBALT advises SmartCap on investing in the accelerator fund Superangel
  • 2018 — 02 — 26
    COBALT advised Rubylight on investment in Sweatcoin
  • 2018 — 02 — 23
    COBALT advises Luminor on reorganising its management structure
  • 2017 — 12 — 14
    COBALT advised Karma Ventures on its investment in CGTrader
  • 2017 — 12 — 13
    COBALT advised Karma Ventures on its investment in Sonarworks
  • 2017 — 11 — 28
    COBALT advised Change Ventures on investing in Festivality
  • 2017 — 11 — 27
    COBALT advised Ekspress Grupp on investment into Zlick LTD
  • 2017 — 11 — 24
    COBALT advised Karma Ventures on its investment in Minut, Inc
  • 2017 — 10 — 20
    COBALT advised Karma Ventures on its investment in AppGyver
  • 2017 — 10 — 13
    COBALT advised DNB on the creation of Luminor – largest ever transaction in the Baltic banking market
  • 2017 — 09 — 11
    COBALT advises on ICO of Robot Vera
  • 2017 — 07 — 12
    COBALT advised venture capital funds Creathor Venture and MTIP (MedTech Innovation Partners) in financing the Finnish startup Blueprint Genetics.
  • 2017 — 06 — 13
    COBALT advised Rubylight on follow-on investment in Berlin-based social newsfeed app Jodel
  • 2017 — 05 — 30
    COBALT advises Change Ventures on fund formation as well as on their first investments
  • 2017 — 05 — 29
    COBALT advises Karma Ventures on its investment in SpectX
  • 2017 — 05 — 08
    COBALT advised Estonian Development Fund and SmartCap on transfer of venture capital portfolio to private fund manager Tera Ventures
  • 2017 — 05 — 05
    COBALT advised Karma Ventures and Creathor Venture on investment in Swedish high-tech startup Adaptive Simulations
  • 2017 — 04 — 12
    COBALT advises Karma Ventures on its investment in Plumbr
  • 2017 — 04 — 04
    COBALT advises the sale of successful start-up Teleport
  • 2017 — 03 — 15
    COBALT advises on acquisition of Sanoma Baltics
  • 2017 — 01 — 25
    COBALT advised Rubylight on investment in Tandem
  • 2016 — 11 — 11
    COBALT successfully advised TransferFast in relation to obtaining a full payment institution activity licence
  • 2016 — 09 — 20
    COBALT advised Ekspress Grupp in acquisition of Babahh Media
  • 2016 — 08 — 25
    COBALT advises DNB upon combining its operations with Nordea in the Baltics
  • 2016 — 07 — 22
    COBALT advised Ekspress Grupp on acquisition of 50% of Linna Ekraanid
  • 2016 — 02 — 22
    COBALT advised Rubylight on investment in Jodel
  • 2016 — 02 — 17
    COBALT advises management team of Ha Serv on transaction with Livonia Partners
  • 2015 — 12 — 15
    COBALT advised IPF Digital Estonia in relation to obtaining an activity licence for providing consumer credit
  • 2015 — 05 — 29
    COBALT counseled Nelja Energia, the largest producer of renewable energy in the Baltics, in issue of bonds in the amount of 50 million euros
  • 2015 — 05 — 15
    COBALT advised Bessemer Venture Partners on investment into Pipedrive
  • 2015 — 04 — 06
    COBALT advised on the purchase of egg producer Koks Munatootmine
  • 2015 — 03 — 01
    COBALT advised Valinor on investment into Bondora
  • 2014 — 12 — 18
    COBALT advised Rubylight on investment into Taxify
  • 2014 — 09 — 11
    COBALT advised Estonian founders of Teleport on set-up and seed financing
  • 2014 — 08 — 22
    COBALT advised Rubylight as shareholder of popular Q&A service Ask.fm
  • 2014 — 08 — 22
    COBALT advised EBRD regarding multiple loans
  • 2014 — 08 — 06
    COBALT advised on the creation of the biggest egg production company in the Nordic countries
  • 2014 — 04 — 09
    COBALT advised Alexela Energia on receiving merger clearance for the purchase of Kiviõli Keemiatööstuse Varad
  • 2014 — 01 — 03
    COBALT advised Rubylight venture fund on investment into Weekdone
  • 2012 — 03 — 20
    COBALT successfully represented Swedbank
  • 2010 — 02 — 25
    COBALT advises on acquisition of Air Maintenance Estonia
  • 2009 — 08 — 03
    COBALT advises establishment of Outotec and Eesti Energia joint venture
  • 2009 — 06 — 26
    COBALT advises Freenergy on EBRD investment in green power generation in the Baltics
  • 2008 — 06 — 30
    COBALT advised the sale of national processor of card transactions
  • 2007 — 08 — 02
    COBALT advised media group Ekspress Group on acquisition of Delfi portals
  • "In the venture capital field she is one of the top experts; she has a lot of experience in that area."
    Chambers and Partners 2021, Banking & Finance